▼ 0.50% · 3.625%
HK$20,896
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,546
−HK$660/mo
Today · 4.125%
HK$22,206
baseline
▲ 0.50% · 4.625%
HK$23,557
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,412/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,870
−HK$632/mo
Today · 4.125%
HK$24,502
baseline
▲ 0.50% · 4.625%
HK$25,794
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,004/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,986
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,701
−HK$726/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,913
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,571
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,257
−HK$696/mo
Today · 4.125%
HK$26,953
baseline
▲ 0.50% · 4.625%
HK$28,373
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,906/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,075
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,855
−HK$793/mo
Today · 4.125%
HK$26,648
baseline
▲ 0.50% · 4.625%
HK$28,269
+HK$1,621/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,296/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,896
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,644
−HK$759/mo
Today · 4.125%
HK$29,403
baseline
▲ 0.50% · 4.625%
HK$30,953
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,806/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,165
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,010
−HK$858/mo
Today · 4.125%
HK$28,868
baseline
▲ 0.50% · 4.625%
HK$30,625
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,736/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,220
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,031
−HK$822/mo
Today · 4.125%
HK$31,853
baseline
▲ 0.50% · 4.625%
HK$33,532
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,706/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,254
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,164
−HK$925/mo
Today · 4.125%
HK$31,089
baseline
▲ 0.50% · 4.625%
HK$32,980
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,178/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,545
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,418
−HK$885/mo
Today · 4.125%
HK$34,303
baseline
▲ 0.50% · 4.625%
HK$36,112
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,606/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,344
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,319
−HK$990/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,336
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,870
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,805
−HK$949/mo
Today · 4.125%
HK$36,754
baseline
▲ 0.50% · 4.625%
HK$38,691
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,508/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,433
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,473
−HK$1,057/mo
Today · 4.125%
HK$35,530
baseline
▲ 0.50% · 4.625%
HK$37,692
+HK$2,162/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,060/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,194
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,192
−HK$1,012/mo
Today · 4.125%
HK$39,204
baseline
▲ 0.50% · 4.625%
HK$41,270
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,408/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,523
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,628
−HK$1,123/mo
Today · 4.125%
HK$37,751
baseline
▲ 0.50% · 4.625%
HK$40,048
+HK$2,297/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,502/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,519
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,579
−HK$1,075/mo
Today · 4.125%
HK$41,654
baseline
▲ 0.50% · 4.625%
HK$43,850
+HK$2,196/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,308/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,613
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,783
−HK$1,188/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,403
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,844
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,966
−HK$1,138/mo
Today · 4.125%
HK$44,104
baseline
▲ 0.50% · 4.625%
HK$46,429
+HK$2,325/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,208/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,386 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).