▼ 0.50% · 3.625%
HK$22,204
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$702/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$25,032
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$672/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,408
+HK$1,372/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$772/mo
Today · 4.125%
HK$25,956
baseline
▲ 0.50% · 4.625%
HK$27,535
+HK$1,579/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,912/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$739/mo
Today · 4.125%
HK$28,639
baseline
▲ 0.50% · 4.625%
HK$30,149
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,278/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$842/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$30,038
+HK$1,723/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,642
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$806/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,647/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$912/mo
Today · 4.125%
HK$30,675
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,866/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,350/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,112
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,973
−HK$874/mo
Today · 4.125%
HK$33,847
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$1,784/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,694/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,085
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,052
−HK$982/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$35,045
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,582
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$941/mo
Today · 4.125%
HK$36,450
baseline
▲ 0.50% · 4.625%
HK$38,372
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,900/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$1,052/mo
Today · 4.125%
HK$35,394
baseline
▲ 0.50% · 4.625%
HK$37,548
+HK$2,154/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,788/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,052
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,008/mo
Today · 4.125%
HK$39,054
baseline
▲ 0.50% · 4.625%
HK$41,112
+HK$2,058/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,108/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,526
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,631
−HK$1,123/mo
Today · 4.125%
HK$37,754
baseline
▲ 0.50% · 4.625%
HK$40,051
+HK$2,297/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,508/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,522
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,582
−HK$1,075/mo
Today · 4.125%
HK$41,657
baseline
▲ 0.50% · 4.625%
HK$43,853
+HK$2,196/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,314/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,746
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,920
−HK$1,193/mo
Today · 4.125%
HK$40,113
baseline
▲ 0.50% · 4.625%
HK$42,554
+HK$2,441/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,226/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,992
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,142/mo
Today · 4.125%
HK$44,261
baseline
▲ 0.50% · 4.625%
HK$46,594
+HK$2,333/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,522/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,967
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,210
−HK$1,263/mo
Today · 4.125%
HK$42,473
baseline
▲ 0.50% · 4.625%
HK$45,057
+HK$2,584/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$84,946/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,462
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,655
−HK$1,210/mo
Today · 4.125%
HK$46,865
baseline
▲ 0.50% · 4.625%
HK$49,335
+HK$2,470/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$93,730/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).