▼ 0.50% · 3.625%
HK$21,311
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,974
−HK$674/mo
Today · 4.125%
HK$22,648
baseline
▲ 0.50% · 4.625%
HK$24,026
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,296/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,709
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,344
−HK$646/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,442
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$741/mo
Today · 4.125%
HK$24,913
baseline
▲ 0.50% · 4.625%
HK$26,428
+HK$1,515/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,826/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,080
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,779
−HK$709/mo
Today · 4.125%
HK$27,488
baseline
▲ 0.50% · 4.625%
HK$28,937
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,976/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$808/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,450
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$774/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,568
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,566
−HK$876/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$31,234
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,821
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$838/mo
Today · 4.125%
HK$32,486
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,972/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$943/mo
Today · 4.125%
HK$31,707
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,414/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,082
−HK$903/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$36,829
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,967
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,961
−HK$1,011/mo
Today · 4.125%
HK$33,972
baseline
▲ 0.50% · 4.625%
HK$36,039
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,944/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,563
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,517
−HK$967/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,460
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,159
−HK$1,077/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,441
+HK$2,205/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,934
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,951
−HK$1,032/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,091
+HK$2,108/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$1,145/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,305
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,386
−HK$1,096/mo
Today · 4.125%
HK$42,482
baseline
▲ 0.50% · 4.625%
HK$44,722
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,964/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,360
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,212/mo
Today · 4.125%
HK$40,766
baseline
▲ 0.50% · 4.625%
HK$43,246
+HK$2,480/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,532/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,820
−HK$1,161/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,352
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,603 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).