▼ 0.50% · 3.625%
HK$21,036
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,690
−HK$665/mo
Today · 4.125%
HK$22,355
baseline
▲ 0.50% · 4.625%
HK$23,715
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,710/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,030
−HK$637/mo
Today · 4.125%
HK$24,667
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,334/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,139
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,859
−HK$731/mo
Today · 4.125%
HK$24,590
baseline
▲ 0.50% · 4.625%
HK$26,087
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,180/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,433
−HK$700/mo
Today · 4.125%
HK$27,133
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,266/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$798/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,083
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,836
−HK$764/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,347
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$864/mo
Today · 4.125%
HK$29,061
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,122/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$827/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,450
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,366
−HK$931/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$33,201
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,763
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$891/mo
Today · 4.125%
HK$34,533
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,066/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,554
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,535
−HK$997/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,573
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,103
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,045
−HK$955/mo
Today · 4.125%
HK$37,000
baseline
▲ 0.50% · 4.625%
HK$38,950
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,000/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,657
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,704
−HK$1,064/mo
Today · 4.125%
HK$35,768
baseline
▲ 0.50% · 4.625%
HK$37,944
+HK$2,176/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,536/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,443
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,448
−HK$1,018/mo
Today · 4.125%
HK$39,466
baseline
▲ 0.50% · 4.625%
HK$41,547
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,932/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,761
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$1,130/mo
Today · 4.125%
HK$38,003
baseline
▲ 0.50% · 4.625%
HK$40,316
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,006/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,784
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,082/mo
Today · 4.125%
HK$41,933
baseline
▲ 0.50% · 4.625%
HK$44,143
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,866/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,865
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,197/mo
Today · 4.125%
HK$40,239
baseline
▲ 0.50% · 4.625%
HK$42,687
+HK$2,448/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,478/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,124
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,254
−HK$1,146/mo
Today · 4.125%
HK$44,400
baseline
▲ 0.50% · 4.625%
HK$46,740
+HK$2,340/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,800/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).