▼ 0.50% · 3.625%
HK$19,243
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,841
−HK$608/mo
Today · 4.125%
HK$20,449
baseline
▲ 0.50% · 4.625%
HK$21,694
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,898/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,981
−HK$583/mo
Today · 4.125%
HK$22,564
baseline
▲ 0.50% · 4.625%
HK$23,753
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,128/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,167
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,825
−HK$669/mo
Today · 4.125%
HK$22,494
baseline
▲ 0.50% · 4.625%
HK$23,863
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,988/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,179
−HK$641/mo
Today · 4.125%
HK$24,820
baseline
▲ 0.50% · 4.625%
HK$26,128
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,640/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,091
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$730/mo
Today · 4.125%
HK$24,539
baseline
▲ 0.50% · 4.625%
HK$26,032
+HK$1,493/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,078/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,378
−HK$699/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,504
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,793
−HK$791/mo
Today · 4.125%
HK$26,584
baseline
▲ 0.50% · 4.625%
HK$28,202
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,168/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,576
−HK$757/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$30,879
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,940
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,778
−HK$851/mo
Today · 4.125%
HK$28,629
baseline
▲ 0.50% · 4.625%
HK$30,371
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,258/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,970
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,774
−HK$815/mo
Today · 4.125%
HK$31,589
baseline
▲ 0.50% · 4.625%
HK$33,254
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,178/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,864
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,762
−HK$912/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,540
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,111
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,972
−HK$874/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,630
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,788
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$973/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,252
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$932/mo
Today · 4.125%
HK$36,102
baseline
▲ 0.50% · 4.625%
HK$38,005
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,204/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,712
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,730
−HK$1,034/mo
Today · 4.125%
HK$34,764
baseline
▲ 0.50% · 4.625%
HK$36,879
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,528/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,368
−HK$990/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,380
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,637
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$1,095/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$39,048
+HK$2,239/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,566
−HK$1,049/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,141/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).