▼ 0.50% · 3.625%
HK$4,232
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$134/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$274/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$128/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$262/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,801
−HK$147/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$141/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$288/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$160/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$329/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$356/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$167/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$187/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$179/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,314
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$201/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,157
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$193/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,837
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$214/mo
Today · 4.125%
HK$7,197
baseline
▲ 0.50% · 4.625%
HK$7,635
+HK$438/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,394/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,534
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,736
−HK$205/mo
Today · 4.125%
HK$7,941
baseline
▲ 0.50% · 4.625%
HK$8,359
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,882/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,195
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,419
−HK$227/mo
Today · 4.125%
HK$7,646
baseline
▲ 0.50% · 4.625%
HK$8,112
+HK$466/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,292/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,005
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,219
−HK$218/mo
Today · 4.125%
HK$8,437
baseline
▲ 0.50% · 4.625%
HK$8,882
+HK$445/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,874/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,618
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,855
−HK$241/mo
Today · 4.125%
HK$8,096
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,192/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,476
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,703
−HK$230/mo
Today · 4.125%
HK$8,933
baseline
▲ 0.50% · 4.625%
HK$9,404
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,866/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).