▼ 0.50% · 3.625%
HK$3,988
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$126/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$121/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$246/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$139/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$284/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$133/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$271/mo
Deposit HK$787K · loan HK$962K · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$151/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$309/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$145/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$320/mo
Deposit HK$612K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$177/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,295
+HK$361/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$169/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$345/mo
Deposit HK$525K · loan HK$1.22M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$189/mo
Today · 4.125%
HK$6,357
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$387/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,714/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$181/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$370/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,580
−HK$201/mo
Today · 4.125%
HK$6,781
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,562/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,289
−HK$193/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,877
+HK$395/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,780
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,991
−HK$214/mo
Today · 4.125%
HK$7,205
baseline
▲ 0.50% · 4.625%
HK$7,644
+HK$439/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$14,410/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,543
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,745
−HK$205/mo
Today · 4.125%
HK$7,950
baseline
▲ 0.50% · 4.625%
HK$8,369
+HK$419/mo
Deposit HK$262K · loan HK$1.49M · min. income ≈ HK$15,900/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,402
−HK$227/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,093
+HK$464/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,986
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,200
−HK$218/mo
Today · 4.125%
HK$8,418
baseline
▲ 0.50% · 4.625%
HK$8,861
+HK$443/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,836/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).