▼ 0.50% · 3.625%
HK$3,938
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$124/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$255/mo
Deposit HK$864K · loan HK$864K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$119/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$244/mo
Deposit HK$864K · loan HK$864K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$137/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$280/mo
Deposit HK$777K · loan HK$950K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$131/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$268/mo
Deposit HK$777K · loan HK$950K · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,726
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$150/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$305/mo
Deposit HK$691K · loan HK$1.04M · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$143/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$292/mo
Deposit HK$691K · loan HK$1.04M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$162/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$331/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,696
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,849
−HK$155/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$316/mo
Deposit HK$605K · loan HK$1.12M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$175/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$356/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$167/mo
Today · 4.125%
HK$6,466
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$340/mo
Deposit HK$518K · loan HK$1.21M · min. income ≈ HK$12,932/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$187/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$382/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,749
−HK$178/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$365/mo
Deposit HK$432K · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$199/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,010
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$191/mo
Today · 4.125%
HK$7,389
baseline
▲ 0.50% · 4.625%
HK$7,779
+HK$390/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,778/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$211/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$433/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,449
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,648
−HK$203/mo
Today · 4.125%
HK$7,851
baseline
▲ 0.50% · 4.625%
HK$8,265
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,702/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$224/mo
Today · 4.125%
HK$7,534
baseline
▲ 0.50% · 4.625%
HK$7,992
+HK$458/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$15,068/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,887
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,098
−HK$215/mo
Today · 4.125%
HK$8,313
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$438/mo
Deposit HK$173K · loan HK$1.55M · min. income ≈ HK$16,626/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).