▼ 0.50% · 3.625%
HK$4,211
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$133/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$273/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$127/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$260/mo
Deposit HK$923K · loan HK$923K · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$147/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$299/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,153
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$140/mo
Today · 4.125%
HK$5,432
baseline
▲ 0.50% · 4.625%
HK$5,718
+HK$286/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$10,864/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$159/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$153/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$312/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$165/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$339/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$186/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$382/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,735
−HK$178/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,278
+HK$365/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,317
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$200/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$408/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,216
−HK$191/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,797
+HK$390/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,738
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,948
−HK$212/mo
Today · 4.125%
HK$7,160
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$436/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,320/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,496
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,697
−HK$204/mo
Today · 4.125%
HK$7,901
baseline
▲ 0.50% · 4.625%
HK$8,317
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,802/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$226/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,964
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,178
−HK$217/mo
Today · 4.125%
HK$8,395
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,790/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,580
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,816
−HK$240/mo
Today · 4.125%
HK$8,056
baseline
▲ 0.50% · 4.625%
HK$8,546
+HK$490/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,112/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,433
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,659
−HK$229/mo
Today · 4.125%
HK$8,888
baseline
▲ 0.50% · 4.625%
HK$9,357
+HK$469/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,776/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).