▼ 0.50% · 3.625%
HK$4,219
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,350
−HK$134/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$273/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$127/mo
Today · 4.125%
HK$4,947
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$261/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$9,894/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$147/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$300/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$140/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$287/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$160/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$327/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$153/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$313/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$173/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$166/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,771
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$186/mo
Today · 4.125%
HK$6,277
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$382/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$12,554/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,571
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$178/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$365/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,329
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$200/mo
Today · 4.125%
HK$6,726
baseline
▲ 0.50% · 4.625%
HK$7,135
+HK$409/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,452/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,230
−HK$191/mo
Today · 4.125%
HK$7,421
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,842/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$213/mo
Today · 4.125%
HK$7,174
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,348/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,510
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,712
−HK$204/mo
Today · 4.125%
HK$7,916
baseline
▲ 0.50% · 4.625%
HK$8,333
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,832/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,173
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,396
−HK$226/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,980
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,194
−HK$217/mo
Today · 4.125%
HK$8,411
baseline
▲ 0.50% · 4.625%
HK$8,854
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,822/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,595
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,831
−HK$240/mo
Today · 4.125%
HK$8,071
baseline
▲ 0.50% · 4.625%
HK$8,562
+HK$491/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,142/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,449
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,675
−HK$230/mo
Today · 4.125%
HK$8,905
baseline
▲ 0.50% · 4.625%
HK$9,375
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,810/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).