▼ 0.50% · 3.625%
HK$4,065
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$129/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$263/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$123/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$252/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$142/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$135/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$276/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$315/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$148/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$301/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$167/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$341/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$160/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$327/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$180/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$368/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$172/mo
Today · 4.125%
HK$6,673
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,346/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$193/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$394/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$185/mo
Today · 4.125%
HK$7,150
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$376/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,300/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$206/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$420/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,235
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,429
−HK$197/mo
Today · 4.125%
HK$7,626
baseline
▲ 0.50% · 4.625%
HK$8,028
+HK$402/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,252/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$219/mo
Today · 4.125%
HK$7,344
baseline
▲ 0.50% · 4.625%
HK$7,790
+HK$446/mo
Deposit HK$267K · loan HK$1.52M · min. income ≈ HK$14,688/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,688
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$209/mo
Today · 4.125%
HK$8,103
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$427/mo
Deposit HK$267K · loan HK$1.52M · min. income ≈ HK$16,206/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,544
−HK$232/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$473/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,140
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,358
−HK$222/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,032
+HK$452/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).