▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$130/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$124/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$142/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$291/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$136/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$279/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$155/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$169/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$181/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,552
−HK$173/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,080
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$195/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$186/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,555
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,759
−HK$207/mo
Today · 4.125%
HK$6,966
baseline
▲ 0.50% · 4.625%
HK$7,390
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,932/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,292
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,488
−HK$198/mo
Today · 4.125%
HK$7,686
baseline
▲ 0.50% · 4.625%
HK$8,091
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,372/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$220/mo
Today · 4.125%
HK$7,401
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$451/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,802/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,748
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,956
−HK$211/mo
Today · 4.125%
HK$8,167
baseline
▲ 0.50% · 4.625%
HK$8,597
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,374
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,604
−HK$233/mo
Today · 4.125%
HK$7,837
baseline
▲ 0.50% · 4.625%
HK$8,313
+HK$476/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,674/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,204
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,424
−HK$223/mo
Today · 4.125%
HK$8,647
baseline
▲ 0.50% · 4.625%
HK$9,103
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,294/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).