▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$128/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$263/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$122/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$252/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$154/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$316/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$148/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$301/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$167/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$341/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$160/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$327/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$180/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,410
+HK$367/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,326
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$172/mo
Today · 4.125%
HK$6,667
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$352/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,334/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,092
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$192/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,778
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,959
−HK$185/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,520
+HK$376/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,498
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$205/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,326
+HK$420/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,229
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$197/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$402/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,905
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$219/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,681
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,887
−HK$209/mo
Today · 4.125%
HK$8,096
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$427/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,192/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,538
−HK$231/mo
Today · 4.125%
HK$7,769
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$473/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,538/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,133
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,351
−HK$221/mo
Today · 4.125%
HK$8,572
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$452/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,144/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).