▼ 0.50% · 3.625%
HK$7,376
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,605
−HK$233/mo
Today · 4.125%
HK$7,838
baseline
▲ 0.50% · 4.625%
HK$8,315
+HK$477/mo
Deposit HK$1.62M · loan HK$1.62M · min. income ≈ HK$15,676/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,205
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,426
−HK$223/mo
Today · 4.125%
HK$8,649
baseline
▲ 0.50% · 4.625%
HK$9,105
+HK$456/mo
Deposit HK$1.62M · loan HK$1.62M · min. income ≈ HK$17,298/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,113
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$256/mo
Today · 4.125%
HK$8,622
baseline
▲ 0.50% · 4.625%
HK$9,147
+HK$525/mo
Deposit HK$1.46M · loan HK$1.78M · min. income ≈ HK$17,244/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,026
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,268
−HK$246/mo
Today · 4.125%
HK$9,514
baseline
▲ 0.50% · 4.625%
HK$10,015
+HK$501/mo
Deposit HK$1.46M · loan HK$1.78M · min. income ≈ HK$19,028/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,851
−HK$555/mo
▼ 0.25% · 3.875%
HK$9,126
−HK$280/mo
Today · 4.125%
HK$9,406
baseline
▲ 0.50% · 4.625%
HK$9,978
+HK$572/mo
Deposit HK$1.29M · loan HK$1.94M · min. income ≈ HK$18,812/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,847
−HK$532/mo
▼ 0.25% · 3.875%
HK$10,111
−HK$268/mo
Today · 4.125%
HK$10,379
baseline
▲ 0.50% · 4.625%
HK$10,926
+HK$547/mo
Deposit HK$1.29M · loan HK$1.94M · min. income ≈ HK$20,758/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,589
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,887
−HK$303/mo
Today · 4.125%
HK$10,190
baseline
▲ 0.50% · 4.625%
HK$10,810
+HK$620/mo
Deposit HK$1.13M · loan HK$2.10M · min. income ≈ HK$20,380/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,667
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,953
−HK$290/mo
Today · 4.125%
HK$11,243
baseline
▲ 0.50% · 4.625%
HK$11,836
+HK$593/mo
Deposit HK$1.13M · loan HK$2.10M · min. income ≈ HK$22,486/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,326
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,647
−HK$327/mo
Today · 4.125%
HK$10,974
baseline
▲ 0.50% · 4.625%
HK$11,641
+HK$667/mo
Deposit HK$970K · loan HK$2.26M · min. income ≈ HK$21,948/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,488
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,796
−HK$312/mo
Today · 4.125%
HK$12,108
baseline
▲ 0.50% · 4.625%
HK$12,747
+HK$639/mo
Deposit HK$970K · loan HK$2.26M · min. income ≈ HK$24,216/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,064
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,408
−HK$349/mo
Today · 4.125%
HK$11,757
baseline
▲ 0.50% · 4.625%
HK$12,473
+HK$716/mo
Deposit HK$809K · loan HK$2.43M · min. income ≈ HK$23,514/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,308
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,638
−HK$335/mo
Today · 4.125%
HK$12,973
baseline
▲ 0.50% · 4.625%
HK$13,657
+HK$684/mo
Deposit HK$809K · loan HK$2.43M · min. income ≈ HK$25,946/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,801
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,168
−HK$373/mo
Today · 4.125%
HK$12,541
baseline
▲ 0.50% · 4.625%
HK$13,304
+HK$763/mo
Deposit HK$647K · loan HK$2.59M · min. income ≈ HK$25,082/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,129
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,481
−HK$357/mo
Today · 4.125%
HK$13,838
baseline
▲ 0.50% · 4.625%
HK$14,568
+HK$730/mo
Deposit HK$647K · loan HK$2.59M · min. income ≈ HK$27,676/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,539
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,929
−HK$396/mo
Today · 4.125%
HK$13,325
baseline
▲ 0.50% · 4.625%
HK$14,136
+HK$811/mo
Deposit HK$485K · loan HK$2.75M · min. income ≈ HK$26,650/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,949
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,323
−HK$380/mo
Today · 4.125%
HK$14,703
baseline
▲ 0.50% · 4.625%
HK$15,478
+HK$775/mo
Deposit HK$485K · loan HK$2.75M · min. income ≈ HK$29,406/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,276
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,689
−HK$420/mo
Today · 4.125%
HK$14,109
baseline
▲ 0.50% · 4.625%
HK$14,967
+HK$858/mo
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,218/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,770
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,166
−HK$402/mo
Today · 4.125%
HK$15,568
baseline
▲ 0.50% · 4.625%
HK$16,388
+HK$820/mo
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$31,136/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).