▼ 0.50% · 3.625%
HK$4,566
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$145/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$139/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$159/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$325/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$152/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$311/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$173/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$355/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,096
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$166/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,764
+HK$338/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$188/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$180/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$202/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$413/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,303
−HK$193/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,892
+HK$396/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,063
−HK$216/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,620
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,825
−HK$207/mo
Today · 4.125%
HK$8,032
baseline
▲ 0.50% · 4.625%
HK$8,455
+HK$423/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,064/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,534
−HK$230/mo
Today · 4.125%
HK$7,764
baseline
▲ 0.50% · 4.625%
HK$8,237
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,528/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,128
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,346
−HK$221/mo
Today · 4.125%
HK$8,567
baseline
▲ 0.50% · 4.625%
HK$9,019
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,134/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,763
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$246/mo
Today · 4.125%
HK$8,250
baseline
▲ 0.50% · 4.625%
HK$8,752
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,500/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,636
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,868
−HK$235/mo
Today · 4.125%
HK$9,103
baseline
▲ 0.50% · 4.625%
HK$9,583
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,206/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,220
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,475
−HK$260/mo
Today · 4.125%
HK$8,735
baseline
▲ 0.50% · 4.625%
HK$9,267
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,470/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,144
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,389
−HK$249/mo
Today · 4.125%
HK$9,638
baseline
▲ 0.50% · 4.625%
HK$10,146
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,276/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).