▼ 0.50% · 3.625%
HK$4,559
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$159/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$324/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$152/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$310/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$172/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$354/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$166/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$338/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$187/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$383/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$179/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$367/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,383
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$201/mo
Today · 4.125%
HK$6,783
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,566/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,101
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$193/mo
Today · 4.125%
HK$7,485
baseline
▲ 0.50% · 4.625%
HK$7,879
+HK$394/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,970/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$216/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,608
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$207/mo
Today · 4.125%
HK$8,020
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$422/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,040/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,295
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,522
−HK$231/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,224
+HK$471/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,116
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,333
−HK$221/mo
Today · 4.125%
HK$8,554
baseline
▲ 0.50% · 4.625%
HK$9,005
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,108/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,751
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,992
−HK$245/mo
Today · 4.125%
HK$8,237
baseline
▲ 0.50% · 4.625%
HK$8,738
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,474/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,623
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,854
−HK$235/mo
Today · 4.125%
HK$9,089
baseline
▲ 0.50% · 4.625%
HK$9,568
+HK$479/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,178/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,207
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$260/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,252
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,130
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,375
−HK$248/mo
Today · 4.125%
HK$9,623
baseline
▲ 0.50% · 4.625%
HK$10,131
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,246/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).