▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$144/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$297/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$139/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$159/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$326/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$152/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$312/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$174/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,276
−HK$166/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$180/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,410
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$203/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,226
+HK$414/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,131
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$194/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$396/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,868
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$217/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,640
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,845
−HK$208/mo
Today · 4.125%
HK$8,053
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$424/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,106/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,325
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$232/mo
Today · 4.125%
HK$7,785
baseline
▲ 0.50% · 4.625%
HK$8,258
+HK$473/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,570/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,149
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,368
−HK$222/mo
Today · 4.125%
HK$8,590
baseline
▲ 0.50% · 4.625%
HK$9,043
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,180/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,025
−HK$246/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,775
+HK$504/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,659
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,891
−HK$236/mo
Today · 4.125%
HK$9,127
baseline
▲ 0.50% · 4.625%
HK$9,608
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,254/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,241
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,497
−HK$261/mo
Today · 4.125%
HK$8,758
baseline
▲ 0.50% · 4.625%
HK$9,291
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,516/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,168
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,414
−HK$249/mo
Today · 4.125%
HK$9,663
baseline
▲ 0.50% · 4.625%
HK$10,173
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,326/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).