▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$314/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$176/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$358/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$168/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$190/mo
Today · 4.125%
HK$6,388
baseline
▲ 0.50% · 4.625%
HK$6,777
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,776/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,687
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,867
−HK$181/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,420
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$204/mo
Today · 4.125%
HK$6,879
baseline
▲ 0.50% · 4.625%
HK$7,298
+HK$419/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,758/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,395
−HK$196/mo
Today · 4.125%
HK$7,591
baseline
▲ 0.50% · 4.625%
HK$7,991
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,182/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$219/mo
Today · 4.125%
HK$7,371
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,742/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,716
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$210/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,562
+HK$429/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,398
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,628
−HK$234/mo
Today · 4.125%
HK$7,862
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$479/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$15,724/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,230
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,451
−HK$224/mo
Today · 4.125%
HK$8,675
baseline
▲ 0.50% · 4.625%
HK$9,132
+HK$457/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$17,350/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,861
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,105
−HK$249/mo
Today · 4.125%
HK$8,354
baseline
▲ 0.50% · 4.625%
HK$8,862
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,708/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,745
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,979
−HK$238/mo
Today · 4.125%
HK$9,217
baseline
▲ 0.50% · 4.625%
HK$9,703
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,434/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,323
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,582
−HK$263/mo
Today · 4.125%
HK$8,845
baseline
▲ 0.50% · 4.625%
HK$9,383
+HK$538/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,690/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,259
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,508
−HK$251/mo
Today · 4.125%
HK$9,759
baseline
▲ 0.50% · 4.625%
HK$10,274
+HK$515/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,518/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).