▼ 0.50% · 3.625%
HK$4,585
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$145/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$139/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$283/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$159/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$326/mo
Deposit HK$905K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$153/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$311/mo
Deposit HK$905K · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$355/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$166/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$340/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$189/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$385/mo
Deposit HK$704K · loan HK$1.31M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,630
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$181/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,357
+HK$368/mo
Deposit HK$704K · loan HK$1.31M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$203/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,236
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,141
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$194/mo
Today · 4.125%
HK$7,526
baseline
▲ 0.50% · 4.625%
HK$7,923
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,052/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$217/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$445/mo
Deposit HK$503K · loan HK$1.51M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,856
−HK$208/mo
Today · 4.125%
HK$8,064
baseline
▲ 0.50% · 4.625%
HK$8,489
+HK$425/mo
Deposit HK$503K · loan HK$1.51M · min. income ≈ HK$16,128/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$231/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,270
+HK$475/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,161
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$222/mo
Today · 4.125%
HK$8,601
baseline
▲ 0.50% · 4.625%
HK$9,055
+HK$454/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,202/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,794
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,036
−HK$247/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$504/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,671
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,903
−HK$236/mo
Today · 4.125%
HK$9,139
baseline
▲ 0.50% · 4.625%
HK$9,621
+HK$482/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$18,278/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,252
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,509
−HK$261/mo
Today · 4.125%
HK$8,770
baseline
▲ 0.50% · 4.625%
HK$9,303
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,540/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,181
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,427
−HK$250/mo
Today · 4.125%
HK$9,677
baseline
▲ 0.50% · 4.625%
HK$10,187
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,354/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).