▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$142/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$289/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$136/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$156/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$150/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$304/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$170/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$163/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$333/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$184/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$177/mo
Today · 4.125%
HK$6,832
baseline
▲ 0.50% · 4.625%
HK$7,192
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,664/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,274
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$199/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$405/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,980
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,167
−HK$190/mo
Today · 4.125%
HK$7,357
baseline
▲ 0.50% · 4.625%
HK$7,745
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,714/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$212/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,479
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$204/mo
Today · 4.125%
HK$7,883
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,766/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$226/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,191
−HK$217/mo
Today · 4.125%
HK$8,408
baseline
▲ 0.50% · 4.625%
HK$8,851
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,816/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,619
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,856
−HK$241/mo
Today · 4.125%
HK$8,097
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,194/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,476
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,703
−HK$231/mo
Today · 4.125%
HK$8,934
baseline
▲ 0.50% · 4.625%
HK$9,405
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,868/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,067
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,318
−HK$255/mo
Today · 4.125%
HK$8,573
baseline
▲ 0.50% · 4.625%
HK$9,094
+HK$521/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,146/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,974
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,215
−HK$244/mo
Today · 4.125%
HK$9,459
baseline
▲ 0.50% · 4.625%
HK$9,958
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,918/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).