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23/F 20

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4/F 10 215 ft² 4/F 18 443 ft² 4/F 3 612 ft² 4/F 7 443 ft² 4/F 8 443 ft² 4/F 9 435 ft² 5/F 10 215 ft² 5/F 2 435 ft² 5/F 4 612 ft² 5/F 7 443 ft² 6/F 1 215 ft² 6/F 19 435 ft² 6/F 2 435 ft² 6/F 3 612 ft² 6/F 8 443 ft² 7/F 10 215 ft² 7/F 13 612 ft² 7/F 19 435 ft² 7/F 2 435 ft² 7/F 20 215 ft² 7/F 3 612 ft² 7/F 7 443 ft² 7/F 8 443 ft² 7/F 9 435 ft² 8/F 1 215 ft² 8/F 10 215 ft² 8/F 11 215 ft² 8/F 17 443 ft² 9/F 1 215 ft² 9/F 10 215 ft² 9/F 12 435 ft² 9/F 14 612 ft² 9/F 19 435 ft² 9/F 7 443 ft² 10/F 1 215 ft² 10/F 11 215 ft² 10/F 13 612 ft² 10/F 15 548 ft² 10/F 2 435 ft² 10/F 20 215 ft² 11/F 1 215 ft² 11/F 10 215 ft² 11/F 11 215 ft² 11/F 12 435 ft² 11/F 18 443 ft² 11/F 6 548 ft² 11/F 9 435 ft² 12/F 1 215 ft² 12/F 16 548 ft² 12/F 7 443 ft² 13/F 18 443 ft² 13/F 19 435 ft² 13/F 4 612 ft² 14/F 16 548 ft² 14/F 17 443 ft² 14/F 19 435 ft² 14/F 4 612 ft² 14/F 6 548 ft² 15/F 1 215 ft² 15/F 10 215 ft² 15/F 11 215 ft² 15/F 12 435 ft² 15/F 18 443 ft² 15/F 3 612 ft² 15/F 5 548 ft² 15/F 8 443 ft² 15/F 9 435 ft² 16/F 13 612 ft² 16/F 15 548 ft² 16/F 16 548 ft² 16/F 18 443 ft² 16/F 20 215 ft² 16/F 6 548 ft² 16/F 9 435 ft² 17/F 1 215 ft² 17/F 10 215 ft² 17/F 11 215 ft² 17/F 12 435 ft² 17/F 16 548 ft² 17/F 18 443 ft² 17/F 4 612 ft² 18/F 10 214 ft² 18/F 11 214 ft² 18/F 17 440 ft² 18/F 19 431 ft² 18/F 2 431 ft² 18/F 3 607 ft² 18/F 6 544 ft² 18/F 8 440 ft² 19/F 1 214 ft² 19/F 10 214 ft² 19/F 12 431 ft² 19/F 18 440 ft² 19/F 2 431 ft² 19/F 3 607 ft² 19/F 5 544 ft² 19/F 9 431 ft² 19/F 20 214 ft² 20/F 14 607 ft² 20/F 16 544 ft² 20/F 18 440 ft² 20/F 7 440 ft² 21/F 1 214 ft² 21/F 17 440 ft² 21/F 2 431 ft² 21/F 3 607 ft² 21/F 6 544 ft² 21/F 8 440 ft² 22/F 11 214 ft² 22/F 8 440 ft² 23/F 1 214 ft² 23/F 10 214 ft² 23/F 15 544 ft² 23/F 20 214 ft² 23/F 3 607 ft² 23/F 6 544 ft² 23/F 7 440 ft² 23/F 9 431 ft² 24/F 11 214 ft² 24/F 17 440 ft² 24/F 19 431 ft² 25/F 1 214 ft² 25/F 11 214 ft² 25/F 12 431 ft² 25/F 17 440 ft² 25/F 20 214 ft² 25/F 3 607 ft² 25/F 9 431 ft² 26/F 1 214 ft² 26/F 12 431 ft² 26/F 19 431 ft² 26/F 5 544 ft² 26/F 9 431 ft² 27/F 1 214 ft² 27/F 12 431 ft² 27/F 13 607 ft² 27/F 18 440 ft² 27/F 19 431 ft² 27/F 20 214 ft² 27/F 8 440 ft² 27/F 9 431 ft² 28/F 1 213 ft² 28/F 10 213 ft² 28/F 20 213 ft² 28/F 7 436 ft² 28/F 9 427 ft² 29/F 10 213 ft² 29/F 11 213 ft² 29/F 17 436 ft² 29/F 19 427 ft² 29/F 20 213 ft² 29/F 4 603 ft² 29/F 5 538 ft² 29/F 6 538 ft² 29/F 9 427 ft² 30/F 1 213 ft² 30/F 12 427 ft² 30/F 16 538 ft² 30/F 19 427 ft² 30/F 20 213 ft² 30/F 4 603 ft² 30/F 6 538 ft² 30/F 7 436 ft² 30/F 9 427 ft² 31/F 1 213 ft² 31/F 10 213 ft² 31/F 12 427 ft² 31/F 13 603 ft² 31/F 15 538 ft² 31/F 18 436 ft² 31/F 19 427 ft² 31/F 2 427 ft² 31/F 20 213 ft² 31/F 3 603 ft² 31/F 4 603 ft² 31/F 7 436 ft² 32/F 11 213 ft² 32/F 15 538 ft² 32/F 2 427 ft² 32/F 20 213 ft² 32/F 6 538 ft² 33/F 10 213 ft² 33/F 12 427 ft² 33/F 15 538 ft² 33/F 16 538 ft² 33/F 17 436 ft² 33/F 2 427 ft² 33/F 4 603 ft² 33/F 6 538 ft² 33/F 8 436 ft² 34/F 10 213 ft² 34/F 17 436 ft² 34/F 19 427 ft² 34/F 7 436 ft² 35/F 1 213 ft² 35/F 16 538 ft² 35/F 4 603 ft² 36/F 10 213 ft² 36/F 16 538 ft² 36/F 18 436 ft² 36/F 19 427 ft² 36/F 2 427 ft² 36/F 4 603 ft² 36/F 5 538 ft² 36/F 9 427 ft² 37/F 1 213 ft² 37/F 10 213 ft² 37/F 12 427 ft² 37/F 2 427 ft² 37/F 20 213 ft² 37/F 3 603 ft² 37/F 6 538 ft² 37/F 8 436 ft² 37/F 9 427 ft² 37/F 11 213 ft² 38/F 12 427 ft² 38/F 14 603 ft² 38/F 16 538 ft² 38/F 18 436 ft² 38/F 4 603 ft² 38/F 7 436 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.68M

≈ HK$12,524 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$268K, with repayments around HK$11,690/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$11,000

−HK$690/mo

▼ 0.25% · 3.875%

HK$11,343

−HK$347/mo

Today · 4.125%

HK$11,690

baseline

▲ 0.50% · 4.625%

HK$12,402

+HK$712/mo

Deposit HK$268K · loan HK$2.41M · min. income ≈ HK$23,380/mo (50% DSR)

Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Wan Ho Station

≈ 4 min walk · 261 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 75 schools within a 1 km walk.

Everyday convenience — 64 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 23/F
Flat: 20
Saleable Area: 214 Saleable ft²
Gross Area: 284 ft²
Efficiency: 75%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-02-04	HK$3.78M	+8.9%	HK$17,664	HK$13,310
2017-10-04	HK$3.47M	—	HK$16,215	HK$12,218

Other appraised units in this building

Data sourced from Renavon.com