▼ 0.50% · 3.625%
HK$16,594
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,110
−HK$525/mo
Today · 4.125%
HK$17,635
baseline
▲ 0.50% · 4.625%
HK$18,708
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,270/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,461
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,956
−HK$502/mo
Today · 4.125%
HK$19,458
baseline
▲ 0.50% · 4.625%
HK$20,484
+HK$1,026/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,916/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,254
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,821
−HK$577/mo
Today · 4.125%
HK$19,398
baseline
▲ 0.50% · 4.625%
HK$20,579
+HK$1,181/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,796/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,307
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$552/mo
Today · 4.125%
HK$21,404
baseline
▲ 0.50% · 4.625%
HK$22,532
+HK$1,128/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,808/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,913
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,533
−HK$629/mo
Today · 4.125%
HK$21,162
baseline
▲ 0.50% · 4.625%
HK$22,449
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,324/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,747
−HK$603/mo
Today · 4.125%
HK$23,350
baseline
▲ 0.50% · 4.625%
HK$24,581
+HK$1,231/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,700/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,573
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,244
−HK$681/mo
Today · 4.125%
HK$22,925
baseline
▲ 0.50% · 4.625%
HK$24,320
+HK$1,395/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,850/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,999
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,643
−HK$653/mo
Today · 4.125%
HK$25,296
baseline
▲ 0.50% · 4.625%
HK$26,629
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,592/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,232
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,955
−HK$734/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$26,191
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,845
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,538
−HK$704/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,678
+HK$1,436/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$786/mo
Today · 4.125%
HK$26,452
baseline
▲ 0.50% · 4.625%
HK$28,062
+HK$1,610/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,904/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,691
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,434
−HK$754/mo
Today · 4.125%
HK$29,188
baseline
▲ 0.50% · 4.625%
HK$30,726
+HK$1,538/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,376/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,551
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$839/mo
Today · 4.125%
HK$28,216
baseline
▲ 0.50% · 4.625%
HK$29,933
+HK$1,717/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$56,432/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,538
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$803/mo
Today · 4.125%
HK$31,133
baseline
▲ 0.50% · 4.625%
HK$32,774
+HK$1,641/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$62,266/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$891/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,803
+HK$1,824/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,384
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$854/mo
Today · 4.125%
HK$33,079
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,744/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,158/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,870
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,799
−HK$944/mo
Today · 4.125%
HK$31,743
baseline
▲ 0.50% · 4.625%
HK$33,674
+HK$1,931/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,486/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,230
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$904/mo
Today · 4.125%
HK$35,025
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$1,846/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,050/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,321 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).