▼ 0.50% · 3.625%
HK$22,578
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,280
−HK$713/mo
Today · 4.125%
HK$23,993
baseline
▲ 0.50% · 4.625%
HK$25,453
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,986/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,117
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,791
−HK$683/mo
Today · 4.125%
HK$26,474
baseline
▲ 0.50% · 4.625%
HK$27,870
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,948/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$785/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$752/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,093
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,936
−HK$856/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,544
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,141
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$820/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,351
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$927/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$33,089
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,528
−HK$889/mo
Today · 4.125%
HK$34,417
baseline
▲ 0.50% · 4.625%
HK$36,231
+HK$1,814/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,834/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,609
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$999/mo
Today · 4.125%
HK$33,591
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,182/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,164
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,107
−HK$957/mo
Today · 4.125%
HK$37,064
baseline
▲ 0.50% · 4.625%
HK$39,018
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,128/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,866
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,920
−HK$1,070/mo
Today · 4.125%
HK$35,990
baseline
▲ 0.50% · 4.625%
HK$38,180
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,980/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,676
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,686
−HK$1,025/mo
Today · 4.125%
HK$39,711
baseline
▲ 0.50% · 4.625%
HK$41,805
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,422/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,124
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,248
−HK$1,141/mo
Today · 4.125%
HK$38,389
baseline
▲ 0.50% · 4.625%
HK$40,725
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,778/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,188
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,265
−HK$1,094/mo
Today · 4.125%
HK$42,359
baseline
▲ 0.50% · 4.625%
HK$44,592
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,718/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,382
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,213/mo
Today · 4.125%
HK$40,789
baseline
▲ 0.50% · 4.625%
HK$43,271
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,578/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,699
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,845
−HK$1,161/mo
Today · 4.125%
HK$45,006
baseline
▲ 0.50% · 4.625%
HK$47,379
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,012/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,640
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,904
−HK$1,284/mo
Today · 4.125%
HK$43,188
baseline
▲ 0.50% · 4.625%
HK$45,816
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,376/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,211
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,424
−HK$1,230/mo
Today · 4.125%
HK$47,654
baseline
▲ 0.50% · 4.625%
HK$50,166
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,308/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).