▼ 0.50% · 3.625%
HK$22,319
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,013
−HK$705/mo
Today · 4.125%
HK$23,718
baseline
▲ 0.50% · 4.625%
HK$25,161
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,436/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$676/mo
Today · 4.125%
HK$26,171
baseline
▲ 0.50% · 4.625%
HK$27,550
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,342/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,550
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$776/mo
Today · 4.125%
HK$26,090
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,588/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,180/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,312
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$743/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,615
−HK$847/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$811/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,060
+HK$1,655/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,917
−HK$917/mo
Today · 4.125%
HK$30,834
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,876/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,668/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$878/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$35,815
+HK$1,793/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$987/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$946/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,570
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,519
−HK$1,058/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,742
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,243
−HK$1,013/mo
Today · 4.125%
HK$39,256
baseline
▲ 0.50% · 4.625%
HK$41,325
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,512/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,710
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,821
−HK$1,128/mo
Today · 4.125%
HK$37,949
baseline
▲ 0.50% · 4.625%
HK$40,258
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,898/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,727
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,792
−HK$1,081/mo
Today · 4.125%
HK$41,873
baseline
▲ 0.50% · 4.625%
HK$44,080
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,746/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,942
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,122
−HK$1,199/mo
Today · 4.125%
HK$40,321
baseline
▲ 0.50% · 4.625%
HK$42,774
+HK$2,453/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,642/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,210
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,342
−HK$1,148/mo
Today · 4.125%
HK$44,490
baseline
▲ 0.50% · 4.625%
HK$46,835
+HK$2,345/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,980/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,173
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,423
−HK$1,270/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$45,290
+HK$2,597/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,693
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,891
−HK$1,216/mo
Today · 4.125%
HK$47,107
baseline
▲ 0.50% · 4.625%
HK$49,590
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,214/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).