▼ 0.50% · 3.625%
HK$20,902
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$661/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,877
−HK$632/mo
Today · 4.125%
HK$24,509
baseline
▲ 0.50% · 4.625%
HK$25,801
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,018/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,992
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$727/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,921
+HK$1,487/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,578
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,264
−HK$696/mo
Today · 4.125%
HK$26,960
baseline
▲ 0.50% · 4.625%
HK$28,381
+HK$1,421/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,920/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$793/mo
Today · 4.125%
HK$26,655
baseline
▲ 0.50% · 4.625%
HK$28,277
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,310/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,652
−HK$759/mo
Today · 4.125%
HK$29,411
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,822/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,018
−HK$858/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,040
−HK$822/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,542
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,263
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$925/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$886/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,122
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$991/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$949/mo
Today · 4.125%
HK$36,764
baseline
▲ 0.50% · 4.625%
HK$38,702
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,528/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,443
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,483
−HK$1,057/mo
Today · 4.125%
HK$35,540
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,080/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,205
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,203
−HK$1,012/mo
Today · 4.125%
HK$39,215
baseline
▲ 0.50% · 4.625%
HK$41,282
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,430/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,533
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$1,123/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$40,059
+HK$2,298/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,530
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,076/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$43,862
+HK$2,196/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,794
−HK$1,189/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,432/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,856
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,978
−HK$1,139/mo
Today · 4.125%
HK$44,117
baseline
▲ 0.50% · 4.625%
HK$46,442
+HK$2,325/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,234/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).