▼ 0.50% · 3.625%
HK$16,692
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,211
−HK$528/mo
Today · 4.125%
HK$17,739
baseline
▲ 0.50% · 4.625%
HK$18,818
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,478/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,570
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,068
−HK$505/mo
Today · 4.125%
HK$19,573
baseline
▲ 0.50% · 4.625%
HK$20,604
+HK$1,031/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,146/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,361
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,932
−HK$580/mo
Today · 4.125%
HK$19,512
baseline
▲ 0.50% · 4.625%
HK$20,700
+HK$1,188/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$39,024/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,426
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,974
−HK$556/mo
Today · 4.125%
HK$21,530
baseline
▲ 0.50% · 4.625%
HK$22,665
+HK$1,135/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$43,060/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,030
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,653
−HK$633/mo
Today · 4.125%
HK$21,286
baseline
▲ 0.50% · 4.625%
HK$22,582
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,572/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,283
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,881
−HK$606/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,725
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,374
−HK$686/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,403/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$657/mo
Today · 4.125%
HK$25,445
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,341/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,890/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,369
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$738/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,345
+HK$1,511/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,997
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$707/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$28,846
+HK$1,444/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,817
−HK$791/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,227
+HK$1,619/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,854
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$758/mo
Today · 4.125%
HK$29,359
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,548/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,718/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$844/mo
Today · 4.125%
HK$28,382
baseline
▲ 0.50% · 4.625%
HK$30,109
+HK$1,727/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,764/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$808/mo
Today · 4.125%
HK$31,316
baseline
▲ 0.50% · 4.625%
HK$32,967
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,632/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,259
−HK$897/mo
Today · 4.125%
HK$30,156
baseline
▲ 0.50% · 4.625%
HK$31,990
+HK$1,834/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,312/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$859/mo
Today · 4.125%
HK$33,274
baseline
▲ 0.50% · 4.625%
HK$35,028
+HK$1,754/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,548/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,045
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,980
−HK$949/mo
Today · 4.125%
HK$31,929
baseline
▲ 0.50% · 4.625%
HK$33,872
+HK$1,943/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,858/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$909/mo
Today · 4.125%
HK$35,231
baseline
▲ 0.50% · 4.625%
HK$37,088
+HK$1,857/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,462/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).