▼ 0.50% · 3.625%
HK$20,365
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,999
−HK$643/mo
Today · 4.125%
HK$21,642
baseline
▲ 0.50% · 4.625%
HK$22,959
+HK$1,317/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,284/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$616/mo
Today · 4.125%
HK$23,880
baseline
▲ 0.50% · 4.625%
HK$25,139
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,402
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,098
−HK$708/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,255
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,922
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,590
−HK$678/mo
Today · 4.125%
HK$26,268
baseline
▲ 0.50% · 4.625%
HK$27,653
+HK$1,385/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,536/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$773/mo
Today · 4.125%
HK$25,971
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,942/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$740/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,475
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,298
−HK$837/mo
Today · 4.125%
HK$28,135
baseline
▲ 0.50% · 4.625%
HK$29,847
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,270/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$801/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,680
+HK$1,636/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,511
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,398
−HK$901/mo
Today · 4.125%
HK$30,299
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,598/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$863/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,548
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$965/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,439
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,984
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$925/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,598
−HK$1,029/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,734
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,250
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,222
−HK$986/mo
Today · 4.125%
HK$38,208
baseline
▲ 0.50% · 4.625%
HK$40,222
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,416/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,621
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$1,094/mo
Today · 4.125%
HK$36,792
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,584/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,048/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$42,736
+HK$2,140/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,159/mo
Today · 4.125%
HK$38,956
baseline
▲ 0.50% · 4.625%
HK$41,326
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,912/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,781
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,110/mo
Today · 4.125%
HK$42,984
baseline
▲ 0.50% · 4.625%
HK$45,250
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,968/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).