▼ 0.50% · 3.625%
HK$16,475
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,987
−HK$521/mo
Today · 4.125%
HK$17,508
baseline
▲ 0.50% · 4.625%
HK$18,573
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,016/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,328
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,820
−HK$498/mo
Today · 4.125%
HK$19,318
baseline
▲ 0.50% · 4.625%
HK$20,336
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,636/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,122
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,686
−HK$573/mo
Today · 4.125%
HK$19,259
baseline
▲ 0.50% · 4.625%
HK$20,430
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,518/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,161
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,701
−HK$549/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,370
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,770
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,385
−HK$624/mo
Today · 4.125%
HK$21,009
baseline
▲ 0.50% · 4.625%
HK$22,288
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$42,018/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,994
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,583
−HK$599/mo
Today · 4.125%
HK$23,182
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,364/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,417
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,083
−HK$677/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,826
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$649/mo
Today · 4.125%
HK$25,114
baseline
▲ 0.50% · 4.625%
HK$26,437
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,228/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,065
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,782
−HK$729/mo
Today · 4.125%
HK$24,511
baseline
▲ 0.50% · 4.625%
HK$26,002
+HK$1,491/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,022/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,659
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,347
−HK$698/mo
Today · 4.125%
HK$27,045
baseline
▲ 0.50% · 4.625%
HK$28,471
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,090/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,481
−HK$781/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,492
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,229
−HK$748/mo
Today · 4.125%
HK$28,977
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,954/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,360
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$833/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,704/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,325
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$798/mo
Today · 4.125%
HK$30,909
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,629/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,818/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,007
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,878
−HK$885/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,574
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,158
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$848/mo
Today · 4.125%
HK$32,841
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,682/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$937/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,918/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$898/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).