▼ 0.50% · 3.625%
HK$21,715
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$686/mo
Today · 4.125%
HK$23,077
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,154/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,806
−HK$657/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$754/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,286
−HK$723/mo
Today · 4.125%
HK$28,009
baseline
▲ 0.50% · 4.625%
HK$29,486
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,018/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,869
−HK$823/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,989
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,767
−HK$789/mo
Today · 4.125%
HK$30,556
baseline
▲ 0.50% · 4.625%
HK$32,166
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,112/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$892/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$855/mo
Today · 4.125%
HK$33,102
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,204/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,401
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,347
−HK$961/mo
Today · 4.125%
HK$32,308
baseline
▲ 0.50% · 4.625%
HK$34,273
+HK$1,965/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,616/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,821
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$920/mo
Today · 4.125%
HK$35,648
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,296/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,586
−HK$1,029/mo
Today · 4.125%
HK$34,615
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,230/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,237
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,209
−HK$985/mo
Today · 4.125%
HK$38,194
baseline
▲ 0.50% · 4.625%
HK$40,208
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,388/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,744
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,825
−HK$1,098/mo
Today · 4.125%
HK$36,923
baseline
▲ 0.50% · 4.625%
HK$39,170
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,846/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,689
−HK$1,052/mo
Today · 4.125%
HK$40,741
baseline
▲ 0.50% · 4.625%
HK$42,888
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,482/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,916
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,064
−HK$1,167/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,618
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,068
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,170
−HK$1,117/mo
Today · 4.125%
HK$43,287
baseline
▲ 0.50% · 4.625%
HK$45,569
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,574/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,303
−HK$1,235/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$44,066
+HK$2,528/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,484
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,183/mo
Today · 4.125%
HK$45,833
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,666/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,309 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).