▼ 0.50% · 3.625%
HK$21,727
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,403
−HK$687/mo
Today · 4.125%
HK$23,090
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,180/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,171
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,820
−HK$657/mo
Today · 4.125%
HK$25,477
baseline
▲ 0.50% · 4.625%
HK$26,820
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,954/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,900
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,643
−HK$756/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,944
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,588
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$723/mo
Today · 4.125%
HK$28,025
baseline
▲ 0.50% · 4.625%
HK$29,502
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,050/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,884
−HK$824/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,394
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,006
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,784
−HK$789/mo
Today · 4.125%
HK$30,573
baseline
▲ 0.50% · 4.625%
HK$32,184
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,146/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,124
−HK$893/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,843
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,423
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,266
−HK$854/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$34,866
+HK$1,746/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,418
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,364
−HK$962/mo
Today · 4.125%
HK$32,326
baseline
▲ 0.50% · 4.625%
HK$34,293
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,652/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,840
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,747
−HK$921/mo
Today · 4.125%
HK$35,668
baseline
▲ 0.50% · 4.625%
HK$37,548
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,336/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,591
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,605
−HK$1,030/mo
Today · 4.125%
HK$34,635
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,270/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,257
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,229
−HK$987/mo
Today · 4.125%
HK$38,216
baseline
▲ 0.50% · 4.625%
HK$40,230
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,432/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,764
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,845
−HK$1,099/mo
Today · 4.125%
HK$36,944
baseline
▲ 0.50% · 4.625%
HK$39,192
+HK$2,248/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,888/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,674
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,711
−HK$1,053/mo
Today · 4.125%
HK$40,764
baseline
▲ 0.50% · 4.625%
HK$42,912
+HK$2,148/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,528/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,936
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,085
−HK$1,168/mo
Today · 4.125%
HK$39,253
baseline
▲ 0.50% · 4.625%
HK$41,641
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,506/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,091
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,193
−HK$1,118/mo
Today · 4.125%
HK$43,311
baseline
▲ 0.50% · 4.625%
HK$45,594
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,622/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,109
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,326
−HK$1,236/mo
Today · 4.125%
HK$41,562
baseline
▲ 0.50% · 4.625%
HK$44,090
+HK$2,528/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,124/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,508
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,675
−HK$1,184/mo
Today · 4.125%
HK$45,859
baseline
▲ 0.50% · 4.625%
HK$48,276
+HK$2,417/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,718/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).