▼ 0.50% · 3.625%
HK$18,960
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,550
−HK$599/mo
Today · 4.125%
HK$20,149
baseline
▲ 0.50% · 4.625%
HK$21,375
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,298/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,093
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,659
−HK$574/mo
Today · 4.125%
HK$22,233
baseline
▲ 0.50% · 4.625%
HK$23,404
+HK$1,171/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,466/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,856
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$659/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,202
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,824
−HK$632/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,745
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,752
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,460
−HK$719/mo
Today · 4.125%
HK$24,179
baseline
▲ 0.50% · 4.625%
HK$25,650
+HK$1,471/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,358/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,990
−HK$689/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,085
+HK$1,406/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,648
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,415
−HK$779/mo
Today · 4.125%
HK$26,194
baseline
▲ 0.50% · 4.625%
HK$27,788
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,388/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,421
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,156
−HK$746/mo
Today · 4.125%
HK$28,902
baseline
▲ 0.50% · 4.625%
HK$30,426
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,804/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,544
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$839/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,530
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$804/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,440
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,325
−HK$899/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$32,063
+HK$1,839/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,639
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,488
−HK$861/mo
Today · 4.125%
HK$33,349
baseline
▲ 0.50% · 4.625%
HK$35,107
+HK$1,758/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$959/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$34,200
+HK$1,961/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$918/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,447
+HK$1,875/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,232
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$1,018/mo
Today · 4.125%
HK$34,253
baseline
▲ 0.50% · 4.625%
HK$36,338
+HK$2,085/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,506/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,820
−HK$975/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$39,788
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,190
−HK$1,078/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$2,207/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,986
−HK$1,033/mo
Today · 4.125%
HK$40,019
baseline
▲ 0.50% · 4.625%
HK$42,128
+HK$2,109/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,038/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,448 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).