▼ 0.50% · 3.625%
HK$18,315
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,884
−HK$579/mo
Today · 4.125%
HK$19,463
baseline
▲ 0.50% · 4.625%
HK$20,647
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,926/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,375
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,921
−HK$555/mo
Today · 4.125%
HK$21,476
baseline
▲ 0.50% · 4.625%
HK$22,608
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,952/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,146
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$636/mo
Today · 4.125%
HK$21,409
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,303/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,818/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,412
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,013
−HK$610/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$24,868
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,977
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,661
−HK$695/mo
Today · 4.125%
HK$23,356
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,712/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,450
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,105
−HK$666/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,809
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,550
−HK$752/mo
Today · 4.125%
HK$25,302
baseline
▲ 0.50% · 4.625%
HK$26,842
+HK$1,540/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,604/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,487
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,198
−HK$720/mo
Today · 4.125%
HK$27,918
baseline
▲ 0.50% · 4.625%
HK$29,390
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,836/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$810/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,906
+HK$1,658/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$776/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,472
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,326
−HK$869/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,562
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$831/mo
Today · 4.125%
HK$32,213
baseline
▲ 0.50% · 4.625%
HK$33,911
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,426/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,303
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,215
−HK$926/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$33,036
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,600
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,474
−HK$887/mo
Today · 4.125%
HK$34,361
baseline
▲ 0.50% · 4.625%
HK$36,172
+HK$1,811/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,722/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,103
−HK$984/mo
Today · 4.125%
HK$33,087
baseline
▲ 0.50% · 4.625%
HK$35,100
+HK$2,013/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,174/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,637
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,566
−HK$942/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,433
+HK$1,925/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$1,041/mo
Today · 4.125%
HK$35,033
baseline
▲ 0.50% · 4.625%
HK$37,165
+HK$2,132/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,066/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,658
−HK$998/mo
Today · 4.125%
HK$38,656
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,038/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,312/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,955 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).