▼ 0.50% · 3.625%
HK$22,224
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,915
−HK$702/mo
Today · 4.125%
HK$23,617
baseline
▲ 0.50% · 4.625%
HK$25,054
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,234/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,387
−HK$672/mo
Today · 4.125%
HK$26,059
baseline
▲ 0.50% · 4.625%
HK$27,433
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,118/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,206
−HK$773/mo
Today · 4.125%
HK$25,979
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,958/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$740/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,498
−HK$843/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,668
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$807/mo
Today · 4.125%
HK$31,271
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,542/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,891
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,789
−HK$914/mo
Today · 4.125%
HK$30,703
baseline
▲ 0.50% · 4.625%
HK$32,571
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,406/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,141
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$874/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,663
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,113
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$983/mo
Today · 4.125%
HK$33,064
baseline
▲ 0.50% · 4.625%
HK$35,076
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,128/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,613
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$942/mo
Today · 4.125%
HK$36,483
baseline
▲ 0.50% · 4.625%
HK$38,406
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,966/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,336
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$1,054/mo
Today · 4.125%
HK$35,426
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,852/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,080
−HK$1,009/mo
Today · 4.125%
HK$39,089
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,061/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,178/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,664
−HK$1,124/mo
Today · 4.125%
HK$37,788
baseline
▲ 0.50% · 4.625%
HK$40,087
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,576/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,558
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,619
−HK$1,076/mo
Today · 4.125%
HK$41,695
baseline
▲ 0.50% · 4.625%
HK$43,893
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,390/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,780
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,194/mo
Today · 4.125%
HK$40,149
baseline
▲ 0.50% · 4.625%
HK$42,592
+HK$2,443/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,298/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,030
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,157
−HK$1,144/mo
Today · 4.125%
HK$44,301
baseline
▲ 0.50% · 4.625%
HK$46,636
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,602/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,247
−HK$1,264/mo
Today · 4.125%
HK$42,511
baseline
▲ 0.50% · 4.625%
HK$45,098
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,022/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,503
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,696
−HK$1,211/mo
Today · 4.125%
HK$46,907
baseline
▲ 0.50% · 4.625%
HK$49,379
+HK$2,472/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,814/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,614 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).