▼ 0.50% · 3.625%
HK$22,135
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,824
−HK$699/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,955
+HK$1,432/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,286
−HK$670/mo
Today · 4.125%
HK$25,956
baseline
▲ 0.50% · 4.625%
HK$27,324
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,912/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,349
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,106
−HK$770/mo
Today · 4.125%
HK$25,876
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,752/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$737/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,056
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,562
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$839/mo
Today · 4.125%
HK$28,228
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,456/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$804/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$32,789
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,776
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,671
−HK$909/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,441
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,013
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,872
−HK$870/mo
Today · 4.125%
HK$33,742
baseline
▲ 0.50% · 4.625%
HK$35,521
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,484/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,989
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,953
−HK$980/mo
Today · 4.125%
HK$32,933
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,866/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,475
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,400
−HK$938/mo
Today · 4.125%
HK$36,338
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,676/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,203
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,236
−HK$1,049/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,432
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,938
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,929
−HK$1,005/mo
Today · 4.125%
HK$38,934
baseline
▲ 0.50% · 4.625%
HK$40,986
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,868/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,417
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,518
−HK$1,119/mo
Today · 4.125%
HK$37,637
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,274/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,401
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,457
−HK$1,072/mo
Today · 4.125%
HK$41,529
baseline
▲ 0.50% · 4.625%
HK$43,718
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,058/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,630
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,189/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,423
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,863
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,986
−HK$1,139/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,451
+HK$2,326/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,844
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,259/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,206/mo
Today · 4.125%
HK$46,720
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,440/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).