▼ 0.50% · 3.625%
HK$18,733
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,315
−HK$592/mo
Today · 4.125%
HK$19,907
baseline
▲ 0.50% · 4.625%
HK$21,119
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,814/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,840
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$567/mo
Today · 4.125%
HK$21,966
baseline
▲ 0.50% · 4.625%
HK$23,124
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,932/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,606
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,247
−HK$651/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,230
+HK$1,332/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,924
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,539
−HK$623/mo
Today · 4.125%
HK$24,162
baseline
▲ 0.50% · 4.625%
HK$25,436
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,324/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,479
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,178
−HK$711/mo
Today · 4.125%
HK$23,889
baseline
▲ 0.50% · 4.625%
HK$25,342
+HK$1,453/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,778/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$681/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,748
+HK$1,389/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$769/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,092
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$737/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,061
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$829/mo
Today · 4.125%
HK$27,870
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,740/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,176
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$794/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,373
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,099
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,973
−HK$888/mo
Today · 4.125%
HK$29,861
baseline
▲ 0.50% · 4.625%
HK$31,678
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,722/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,260
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,098
−HK$851/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$948/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,790
+HK$1,938/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$907/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$36,998
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,845
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,836
−HK$1,006/mo
Today · 4.125%
HK$33,842
baseline
▲ 0.50% · 4.625%
HK$35,902
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,684/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,428
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,378
−HK$964/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,310
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,719
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,066/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,180/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,020/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,084/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).