▼ 0.50% · 3.625%
HK$21,689
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,363
−HK$686/mo
Today · 4.125%
HK$23,049
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,402/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,098/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,128
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$657/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,340/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,857
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,599
−HK$754/mo
Today · 4.125%
HK$25,353
baseline
▲ 0.50% · 4.625%
HK$26,896
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,706/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,541
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$722/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,026
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$822/mo
Today · 4.125%
HK$27,658
baseline
▲ 0.50% · 4.625%
HK$29,341
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,316/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,954
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$788/mo
Today · 4.125%
HK$30,518
baseline
▲ 0.50% · 4.625%
HK$32,127
+HK$1,609/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,036/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,195
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$891/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$853/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$34,804
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,308
−HK$960/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$34,231
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,780
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,686
−HK$919/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,481
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,533
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,545
−HK$1,028/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,677
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,192
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,163
−HK$985/mo
Today · 4.125%
HK$38,148
baseline
▲ 0.50% · 4.625%
HK$40,159
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,296/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,781
−HK$1,097/mo
Today · 4.125%
HK$36,878
baseline
▲ 0.50% · 4.625%
HK$39,122
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,756/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,605
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,641
−HK$1,050/mo
Today · 4.125%
HK$40,691
baseline
▲ 0.50% · 4.625%
HK$42,836
+HK$2,145/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,382/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,017
−HK$1,166/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,567
+HK$2,384/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,018
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,116/mo
Today · 4.125%
HK$43,234
baseline
▲ 0.50% · 4.625%
HK$45,513
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,468/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,039
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,233/mo
Today · 4.125%
HK$41,487
baseline
▲ 0.50% · 4.625%
HK$44,012
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,974/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,431
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,596
−HK$1,181/mo
Today · 4.125%
HK$45,777
baseline
▲ 0.50% · 4.625%
HK$48,190
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,554/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).