▼ 0.50% · 3.625%
HK$19,002
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$601/mo
Today · 4.125%
HK$20,194
baseline
▲ 0.50% · 4.625%
HK$21,423
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,388/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,140
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,707
−HK$575/mo
Today · 4.125%
HK$22,282
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,564/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,902
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,553
−HK$660/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,254
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,877
−HK$633/mo
Today · 4.125%
HK$24,510
baseline
▲ 0.50% · 4.625%
HK$25,802
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,020/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$721/mo
Today · 4.125%
HK$24,233
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,466/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,148
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,703
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$781/mo
Today · 4.125%
HK$26,252
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,504/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,482
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,219
−HK$747/mo
Today · 4.125%
HK$28,966
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,932/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$840/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$806/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,390
−HK$901/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,710
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$863/mo
Today · 4.125%
HK$33,423
baseline
▲ 0.50% · 4.625%
HK$35,185
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$961/mo
Today · 4.125%
HK$32,310
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,966/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,620/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,824
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$920/mo
Today · 4.125%
HK$35,651
baseline
▲ 0.50% · 4.625%
HK$37,530
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,302/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,304
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,309
−HK$1,020/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$2,089/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,938
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$978/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$39,876
+HK$1,997/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$1,081/mo
Today · 4.125%
HK$36,349
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$2,212/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,698/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,035/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,001 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).