49/F B
in The Belcher's Phase 2 THE BELCHERS PHASE 2 TOWER 6
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.76M, with repayments around HK$65,090/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,180/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,484 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 49/F
- Flat
- B
- Saleable Area
- 773 Saleable ft²
- Gross Area
- 980 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-08 | HK$18.70M | +18.4% 9.7y · 2.0%/yr |
| 2016-09-01 | HK$15.80M | +12.9% 3.7y · 3.0%/yr |
| 2012-11-30 | HK$13.99M | +82.9% |
| 2009-04-01 | HK$7.65M | +27.9% |
| 2001-07-09 | HK$5.98M | — |