28/F C
in The Belcher's Phase 2 THE BELCHERS PHASE 2 TOWER 6
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.58M, with repayments around HK$63,068/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,136/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- C
- Saleable Area
- 767 Saleable ft²
- Gross Area
- 980 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-12 | HK$17.50M | −2.8% 1.7y · −2.0%/yr |
| 2018-06-15 | HK$18.00M | +42.0% 5.4y · 8.0%/yr |
| 2013-02-14 | HK$12.68M | +109.6% |
| 2005-01-29 | HK$6.05M | +10.2% |
| 2000-11-14 | HK$5.49M | — |