▼ 0.50% · 3.625%
HK$21,200
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,860
−HK$670/mo
Today · 4.125%
HK$22,530
baseline
▲ 0.50% · 4.625%
HK$23,901
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,060/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,585
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,218
−HK$641/mo
Today · 4.125%
HK$24,859
baseline
▲ 0.50% · 4.625%
HK$26,170
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,718/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,320
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,046
−HK$737/mo
Today · 4.125%
HK$24,783
baseline
▲ 0.50% · 4.625%
HK$26,291
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,566/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,639
−HK$706/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$28,787
+HK$1,442/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,440
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,232
−HK$804/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,681
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,302
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,061
−HK$770/mo
Today · 4.125%
HK$29,831
baseline
▲ 0.50% · 4.625%
HK$31,404
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,662/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,418
−HK$871/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$31,071
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,661
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,483
−HK$834/mo
Today · 4.125%
HK$32,317
baseline
▲ 0.50% · 4.625%
HK$34,021
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,634/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,680
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,604
−HK$938/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,019
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,905
−HK$898/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$1,005/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,851
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,378
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,326
−HK$963/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,254
+HK$1,965/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,920
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,976
−HK$1,071/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$38,241
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,736
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,748
−HK$1,027/mo
Today · 4.125%
HK$39,775
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,550/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,040
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$1,139/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,331/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,095
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,091/mo
Today · 4.125%
HK$42,261
baseline
▲ 0.50% · 4.625%
HK$44,488
+HK$2,227/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,522/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,160
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,206/mo
Today · 4.125%
HK$40,553
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,106/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,453
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,592
−HK$1,155/mo
Today · 4.125%
HK$44,747
baseline
▲ 0.50% · 4.625%
HK$47,105
+HK$2,358/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,494/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).