▼ 0.50% · 3.625%
HK$18,878
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,465
−HK$596/mo
Today · 4.125%
HK$20,061
baseline
▲ 0.50% · 4.625%
HK$21,282
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,122/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,001
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,564
−HK$572/mo
Today · 4.125%
HK$22,136
baseline
▲ 0.50% · 4.625%
HK$23,303
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,272/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,765
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,411
−HK$657/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,410
+HK$1,342/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,101
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,721
−HK$628/mo
Today · 4.125%
HK$24,349
baseline
▲ 0.50% · 4.625%
HK$25,633
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,698/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$716/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,538
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,201
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,877
−HK$686/mo
Today · 4.125%
HK$26,563
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,126/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,541
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,304
−HK$776/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,301
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,034
−HK$742/mo
Today · 4.125%
HK$28,776
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,552/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,429
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,251
−HK$835/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,402
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,190
−HK$800/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,624
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$895/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$857/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,144
−HK$954/mo
Today · 4.125%
HK$32,098
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,196/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,602
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,503
−HK$914/mo
Today · 4.125%
HK$35,417
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,834/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$1,014/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$36,180
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,702
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,659
−HK$972/mo
Today · 4.125%
HK$37,631
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$1,983/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,262/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$1,073/mo
Today · 4.125%
HK$36,110
baseline
▲ 0.50% · 4.625%
HK$38,308
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,220/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,802
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,816
−HK$1,028/mo
Today · 4.125%
HK$39,844
baseline
▲ 0.50% · 4.625%
HK$41,945
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,688/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).