▼ 0.50% · 3.625%
HK$22,706
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,413
−HK$717/mo
Today · 4.125%
HK$24,130
baseline
▲ 0.50% · 4.625%
HK$25,599
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,260/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,261
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,938
−HK$687/mo
Today · 4.125%
HK$26,625
baseline
▲ 0.50% · 4.625%
HK$28,029
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,250/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,977
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$789/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,787
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$756/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,248
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$861/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,126
−HK$825/mo
Today · 4.125%
HK$31,951
baseline
▲ 0.50% · 4.625%
HK$33,635
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,902/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$932/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,909/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$893/mo
Today · 4.125%
HK$34,613
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,226/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,789
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,778
−HK$1,005/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,838
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,365
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,313
−HK$963/mo
Today · 4.125%
HK$37,276
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$1,965/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,552/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,060
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$1,077/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,031/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,330
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$1,149/mo
Today · 4.125%
HK$38,609
baseline
▲ 0.50% · 4.625%
HK$40,958
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,218/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,417
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,501
−HK$1,100/mo
Today · 4.125%
HK$42,601
baseline
▲ 0.50% · 4.625%
HK$44,846
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,202/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,601
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,220/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,518
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,168/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,386/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,143
−HK$1,292/mo
Today · 4.125%
HK$43,435
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,643/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,870/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,689
−HK$1,237/mo
Today · 4.125%
HK$47,926
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,526/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,852/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,786 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).