▼ 0.50% · 3.625%
HK$20,631
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,259
+HK$1,335/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$624/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,276/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,584
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$687/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$782/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,910
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,542
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,280
−HK$750/mo
Today · 4.125%
HK$29,030
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,060/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$848/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$812/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$913/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$874/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,946
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,909
−HK$978/mo
Today · 4.125%
HK$32,887
baseline
▲ 0.50% · 4.625%
HK$34,888
+HK$2,001/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,774/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,427
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,351
−HK$936/mo
Today · 4.125%
HK$36,287
baseline
▲ 0.50% · 4.625%
HK$38,200
+HK$1,913/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,574/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,009
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,036
−HK$1,043/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,722
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$999/mo
Today · 4.125%
HK$38,706
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,412/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,163
−HK$1,109/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$2,268/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,064
−HK$1,062/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,135
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,174/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,401/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,313
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,421
−HK$1,124/mo
Today · 4.125%
HK$43,545
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,090/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,756 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).