▼ 0.50% · 3.625%
HK$21,680
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,354
−HK$685/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,441
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,119
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$657/mo
Today · 4.125%
HK$25,422
baseline
▲ 0.50% · 4.625%
HK$26,762
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,844/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,848
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,590
−HK$753/mo
Today · 4.125%
HK$25,343
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,686/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$722/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,438
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$822/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,942
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$787/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,060
−HK$891/mo
Today · 4.125%
HK$29,951
baseline
▲ 0.50% · 4.625%
HK$31,774
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,902/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,354
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,195
−HK$853/mo
Today · 4.125%
HK$33,048
baseline
▲ 0.50% · 4.625%
HK$34,790
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,096/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,352
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,296
−HK$959/mo
Today · 4.125%
HK$32,255
baseline
▲ 0.50% · 4.625%
HK$34,218
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,510/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,766
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,672
−HK$918/mo
Today · 4.125%
HK$35,590
baseline
▲ 0.50% · 4.625%
HK$37,466
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,180/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,531
−HK$1,028/mo
Today · 4.125%
HK$34,559
baseline
▲ 0.50% · 4.625%
HK$36,662
+HK$2,103/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,118/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,178
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$984/mo
Today · 4.125%
HK$38,132
baseline
▲ 0.50% · 4.625%
HK$40,142
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,264/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,688
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,767
−HK$1,096/mo
Today · 4.125%
HK$36,863
baseline
▲ 0.50% · 4.625%
HK$39,106
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,726/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,590
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,625
−HK$1,050/mo
Today · 4.125%
HK$40,675
baseline
▲ 0.50% · 4.625%
HK$42,819
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,350/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,002
−HK$1,165/mo
Today · 4.125%
HK$39,167
baseline
▲ 0.50% · 4.625%
HK$41,550
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,334/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,002
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,116/mo
Today · 4.125%
HK$43,217
baseline
▲ 0.50% · 4.625%
HK$45,495
+HK$2,278/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,434/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,238
−HK$1,233/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,994
+HK$2,523/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,413
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,181/mo
Today · 4.125%
HK$45,759
baseline
▲ 0.50% · 4.625%
HK$48,171
+HK$2,412/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,518/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).