▼ 0.50% · 3.625%
HK$22,560
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$713/mo
Today · 4.125%
HK$23,974
baseline
▲ 0.50% · 4.625%
HK$25,433
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,948/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,097
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,770
−HK$683/mo
Today · 4.125%
HK$26,453
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,906/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,816
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$785/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$752/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,632
+HK$1,533/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$855/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$819/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,417
+HK$1,673/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$927/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,896/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$887/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,202
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,566
−HK$998/mo
Today · 4.125%
HK$33,564
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,128/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,079
−HK$956/mo
Today · 4.125%
HK$37,035
baseline
▲ 0.50% · 4.625%
HK$38,987
+HK$1,952/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,070/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,839
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$1,069/mo
Today · 4.125%
HK$35,961
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$2,189/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,922/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,646
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,024/mo
Today · 4.125%
HK$39,680
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,360/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,095
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,218
−HK$1,141/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,693
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,092/mo
Today · 4.125%
HK$42,325
baseline
▲ 0.50% · 4.625%
HK$44,556
+HK$2,231/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,650/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,351
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,212/mo
Today · 4.125%
HK$40,756
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,512/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,666
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,810
−HK$1,161/mo
Today · 4.125%
HK$44,971
baseline
▲ 0.50% · 4.625%
HK$47,341
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,942/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,607
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,870
−HK$1,284/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,626/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,175
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,229/mo
Today · 4.125%
HK$47,616
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,510/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,232/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).