▼ 0.50% · 3.625%
HK$19,674
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,286
−HK$621/mo
Today · 4.125%
HK$20,907
baseline
▲ 0.50% · 4.625%
HK$22,180
+HK$1,273/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,814/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,887
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$595/mo
Today · 4.125%
HK$23,069
baseline
▲ 0.50% · 4.625%
HK$24,285
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,138/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,641
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,314
−HK$684/mo
Today · 4.125%
HK$22,998
baseline
▲ 0.50% · 4.625%
HK$24,397
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$45,996/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,075
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,721
−HK$655/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,714
+HK$1,338/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,608
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,343
−HK$746/mo
Today · 4.125%
HK$25,089
baseline
▲ 0.50% · 4.625%
HK$26,615
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,178/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,264
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,968
−HK$715/mo
Today · 4.125%
HK$27,683
baseline
▲ 0.50% · 4.625%
HK$29,142
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,366/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,371
−HK$809/mo
Today · 4.125%
HK$27,180
baseline
▲ 0.50% · 4.625%
HK$28,833
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,360/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,453
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,216
−HK$774/mo
Today · 4.125%
HK$29,990
baseline
▲ 0.50% · 4.625%
HK$31,571
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,980/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,543
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$870/mo
Today · 4.125%
HK$29,270
baseline
▲ 0.50% · 4.625%
HK$31,051
+HK$1,781/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,540/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,641
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,463
−HK$834/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$33,999
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$933/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,908/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$893/mo
Today · 4.125%
HK$34,604
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$1,824/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,208/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,478
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$995/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,487
+HK$2,035/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$953/mo
Today · 4.125%
HK$36,911
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$1,945/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$73,822/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,486
−HK$1,056/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,705
+HK$2,163/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,207
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,013/mo
Today · 4.125%
HK$39,218
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,067/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,436/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,413
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,514
−HK$1,119/mo
Today · 4.125%
HK$37,633
baseline
▲ 0.50% · 4.625%
HK$39,923
+HK$2,290/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,266/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,396
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,453
−HK$1,072/mo
Today · 4.125%
HK$41,525
baseline
▲ 0.50% · 4.625%
HK$43,713
+HK$2,188/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,050/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).