▼ 0.50% · 3.625%
HK$17,314
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,853
−HK$547/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,520
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,262
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,779
−HK$524/mo
Today · 4.125%
HK$20,303
baseline
▲ 0.50% · 4.625%
HK$21,373
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,606/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,046
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,638
−HK$602/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,472
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,756
−HK$577/mo
Today · 4.125%
HK$22,333
baseline
▲ 0.50% · 4.625%
HK$23,510
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,666/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,423
−HK$657/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,424
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$629/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,209
−HK$711/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,376
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$681/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,785
+HK$1,392/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$766/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$734/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,498/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,971
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,779
−HK$821/mo
Today · 4.125%
HK$27,600
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,200/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,893
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,668
−HK$786/mo
Today · 4.125%
HK$30,454
baseline
▲ 0.50% · 4.625%
HK$32,059
+HK$1,605/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,908/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,565
−HK$875/mo
Today · 4.125%
HK$29,440
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,791/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,880/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,819
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,646
−HK$838/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,197
+HK$1,713/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$930/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,903/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,624
−HK$891/mo
Today · 4.125%
HK$34,515
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$1,819/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$69,030/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,135
−HK$985/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$2,015/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,672
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,601
−HK$944/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,471
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).