▼ 0.50% · 3.625%
HK$18,279
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,847
−HK$578/mo
Today · 4.125%
HK$19,425
baseline
▲ 0.50% · 4.625%
HK$20,607
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,850/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,335
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,880
−HK$554/mo
Today · 4.125%
HK$21,434
baseline
▲ 0.50% · 4.625%
HK$22,563
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,868/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,107
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,732
−HK$636/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,668
+HK$1,300/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,968
−HK$609/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$24,820
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,935
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,617
−HK$693/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,729
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,402
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,057
−HK$663/mo
Today · 4.125%
HK$25,720
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,440/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,763
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,502
−HK$751/mo
Today · 4.125%
HK$25,253
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,536/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,506/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,436
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,145
−HK$719/mo
Today · 4.125%
HK$27,864
baseline
▲ 0.50% · 4.625%
HK$29,333
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,728/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$809/mo
Today · 4.125%
HK$27,195
baseline
▲ 0.50% · 4.625%
HK$28,850
+HK$1,655/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,390/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,469
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$774/mo
Today · 4.125%
HK$30,007
baseline
▲ 0.50% · 4.625%
HK$31,589
+HK$1,582/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$60,014/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,418
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,271
−HK$867/mo
Today · 4.125%
HK$29,138
baseline
▲ 0.50% · 4.625%
HK$30,911
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,276/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,503
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,321
−HK$830/mo
Today · 4.125%
HK$32,151
baseline
▲ 0.50% · 4.625%
HK$33,845
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,302/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,246
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,156
−HK$924/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,971
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,536
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,409
−HK$885/mo
Today · 4.125%
HK$34,294
baseline
▲ 0.50% · 4.625%
HK$36,102
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,588/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,074
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,041
−HK$982/mo
Today · 4.125%
HK$33,023
baseline
▲ 0.50% · 4.625%
HK$35,032
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,046/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,570
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,497
−HK$940/mo
Today · 4.125%
HK$36,437
baseline
▲ 0.50% · 4.625%
HK$38,358
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,874/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,902
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$1,040/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$37,093
+HK$2,128/mo
Deposit HK$802K · loan HK$7.21M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,603
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,585
−HK$996/mo
Today · 4.125%
HK$38,581
baseline
▲ 0.50% · 4.625%
HK$40,614
+HK$2,033/mo
Deposit HK$802K · loan HK$7.21M · min. income ≈ HK$77,162/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).