▼ 0.50% · 3.625%
HK$21,479
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,147
−HK$679/mo
Today · 4.125%
HK$22,826
baseline
▲ 0.50% · 4.625%
HK$24,215
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,652/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,895
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$650/mo
Today · 4.125%
HK$25,186
baseline
▲ 0.50% · 4.625%
HK$26,513
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,372/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,627
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$746/mo
Today · 4.125%
HK$25,108
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,216/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,284
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,989
−HK$715/mo
Today · 4.125%
HK$27,704
baseline
▲ 0.50% · 4.625%
HK$29,165
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,408/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$815/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$29,057
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$780/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,922
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$882/mo
Today · 4.125%
HK$29,673
baseline
▲ 0.50% · 4.625%
HK$31,479
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,346/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,063
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$846/mo
Today · 4.125%
HK$32,742
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,725/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,484/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$950/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,900
+HK$1,944/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$910/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,218
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,220
−HK$1,018/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$2,084/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,842
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$975/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$39,770
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,366
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,435
−HK$1,086/mo
Today · 4.125%
HK$36,521
baseline
▲ 0.50% · 4.625%
HK$38,743
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,042/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,232
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,257
−HK$1,040/mo
Today · 4.125%
HK$40,297
baseline
▲ 0.50% · 4.625%
HK$42,421
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,594/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,650
−HK$1,154/mo
Today · 4.125%
HK$38,804
baseline
▲ 0.50% · 4.625%
HK$41,165
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,608/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,621
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,711
−HK$1,105/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,073
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,662
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,222/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,586
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,011
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,171/mo
Today · 4.125%
HK$45,335
baseline
▲ 0.50% · 4.625%
HK$47,724
+HK$2,389/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,670/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).