▼ 0.50% · 3.625%
HK$21,042
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,697
−HK$665/mo
Today · 4.125%
HK$22,362
baseline
▲ 0.50% · 4.625%
HK$23,722
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,724/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,409
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,037
−HK$637/mo
Today · 4.125%
HK$24,674
baseline
▲ 0.50% · 4.625%
HK$25,974
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,348/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,866
−HK$732/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,441
−HK$700/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,572
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$798/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,467
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$765/mo
Today · 4.125%
HK$29,609
baseline
▲ 0.50% · 4.625%
HK$31,169
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,218/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,355
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$864/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,432
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$828/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$33,767
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,459
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$931/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,773
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,652
−HK$891/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,563
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,545
−HK$997/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,583
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,114
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$956/mo
Today · 4.125%
HK$37,011
baseline
▲ 0.50% · 4.625%
HK$38,962
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,022/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,667
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,715
−HK$1,064/mo
Today · 4.125%
HK$35,779
baseline
▲ 0.50% · 4.625%
HK$37,956
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,558/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,455
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,019/mo
Today · 4.125%
HK$39,478
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,956/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,772
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,884
−HK$1,131/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,328
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,863
−HK$1,082/mo
Today · 4.125%
HK$41,945
baseline
▲ 0.50% · 4.625%
HK$44,156
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,890/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,876
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,054
−HK$1,197/mo
Today · 4.125%
HK$40,251
baseline
▲ 0.50% · 4.625%
HK$42,700
+HK$2,449/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,502/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,136
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,266
−HK$1,147/mo
Today · 4.125%
HK$44,413
baseline
▲ 0.50% · 4.625%
HK$46,754
+HK$2,341/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,826/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).